Property Investment Software for Australian Investors
Track cashflow, negative gearing, CGT, yield, and generate an ATO-ready tax pack - across every property in your portfolio. Free during early access.
No credit card required · Takes 2 minutes
Portfolio dashboard
Every property, every loan, every dollar in one place. Live cashflow, equity, yield, and tax.
Negative gearing
ATO FY 2025-26 calculations. See the exact dollar saving from gearing across all properties.
CGT modelling
Model any sale. 50% discount applied automatically for holds over 12 months.
Tax pack export
One-click PDF + CSV for your accountant. Category subtotals, interest, Div 40/43 depreciation.
Refinance comparison
Instantly see annual savings, break-even point, and after-tax impact of switching rates.
Borrowing capacity
Bank-style serviceability with APRA buffer. Know before you ask a broker.
Why not a spreadsheet?
The three common options, honestly compared.
| Feature | Vestly | Spreadsheet | Generic PM tool |
|---|---|---|---|
| ATO FY 2025-26 tax calcs | ✓ | - | - |
| Negative gearing saving $$$ | ✓ | - | - |
| 50% CGT discount applied | ✓ | - | - |
| Div 40 + Div 43 depreciation | ✓ | - | - |
| Multi-property portfolio view | ✓ | ✓ | ✓ |
| Refinance break-even calc | ✓ | - | - |
| Bank-style borrowing capacity | ✓ | - | - |
| State-compliant rent increase letters | ✓ | - | partial |
| Tax pack PDF + CSV for accountant | ✓ | - | - |
| Updates automatically with rate / bracket changes | ✓ | - | - |
ATO FY 2025-26 tax calcs
- Vestly
- ✓
- Sheet
- -
- PM tool
- -
Negative gearing saving $$$
- Vestly
- ✓
- Sheet
- -
- PM tool
- -
50% CGT discount applied
- Vestly
- ✓
- Sheet
- -
- PM tool
- -
Div 40 + Div 43 depreciation
- Vestly
- ✓
- Sheet
- -
- PM tool
- -
Multi-property portfolio view
- Vestly
- ✓
- Sheet
- ✓
- PM tool
- ✓
Refinance break-even calc
- Vestly
- ✓
- Sheet
- -
- PM tool
- -
Bank-style borrowing capacity
- Vestly
- ✓
- Sheet
- -
- PM tool
- -
State-compliant rent increase letters
- Vestly
- ✓
- Sheet
- -
- PM tool
- partial
Tax pack PDF + CSV for accountant
- Vestly
- ✓
- Sheet
- -
- PM tool
- -
Updates automatically with rate / bracket changes
- Vestly
- ✓
- Sheet
- -
- PM tool
- -
Questions investors ask
Is Vestly a property management tool?
No. Property management tools (like PropertyMe) help real estate agents manage tenancies. Vestly is investment software - it tracks the financial performance of your properties for tax and decision making.
Does Vestly replace my accountant?
No. Vestly gives your accountant a clean, categorised tax pack at EOFY so they charge you less billable hours. Your accountant still prepares and lodges your return.
How is Vestly different from PropertyInvestmentProfessionals or similar tools?
Most competitors are single-purpose calculators (just CGT, or just yield). Vestly is a full portfolio tracker: all calculations work against your real properties, your real expenses, and your real employment income together - not a one-off quiz.
Is my data secure?
Yes. Row-level security on the database, encrypted in transit and at rest, Sydney-based hosting. See our privacy policy for details.
Pick your path and get started
Free during early access. No credit card required.
Takes 2 minutes.